Common Cents Blogging

Who are the Joneses anyway?

Who are the Joneses anyway? I don’t know, but for some reason, I’m trying to keep up with them. We hear the phrase “keeping up with the Jones” all the time, and most of us are guilty of this kind of spending at some time or another. It rears its ugly head in many ways. Everyone likes to hear themselves say “why yes this purse is new and yes it is real” or “a car like this really knows how to handle the road, performance doesn’t come cheap”.


Pack your lunch now, and you can pack your bags later.

Don’t worry, this isn’t for you

What is something nobody wants to buy, I hope you never use, but everybody needs? That’s right, life insurance. Just hearing it can give some people chills. Contemplating our own mortality is difficult and it’s often easier to ignore it.

IRA? I don’t know anyone named IRA

This is my first blog post…ever. I really have no idea where to start. Ironically I work with investors everyday who have no idea where to start.

One of the best places for any investor to start is with an Individual Retirement Account (IRA). They are available to almost everyone and the benefits are great. Under current IRS guidelines, any individual with earned income may contribute 100% of their income or up to $5,500 per year, whichever is less. If you are over the age of 50 the contribution limit increases to $6,500 per year.