Posted by Matthew S. Ellis, CFP®, CIMA®, AIF® on Fri, 11/02/2018 - 12:23
It’s that time of year again. The HR envelopes start showing up at home, meetings are held at the office, and you learn why a smaller paycheck next year will really benefit you. That’s right, it’s employee benefits enrollment season.
One Year Millionaire
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Mon, 10/22/2018 - 15:27
Give me a lever long enough, and I can move the world.
We all hear about becoming a millionaire as entering into an elite status of wealth. While a million dollars may not be as much as it once was, it is still a great milestone to achieve.
How to Invest in An Expensive Market
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Mon, 10/08/2018 - 08:56
When investing, it is no secret, the goal is to buy low and sell high. For the past few years though, the stock market keeps hitting new highs. Does this mean an investor should stay on the sidelines? There are several strategies you can use to put your money to work with where the market is today.
All or Nothing
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Tue, 09/18/2018 - 16:12
"I'm going all in", "I'm not even going to try", "time to double down", and "it's not worth it". This isn’t chatter at the casino I hear; these are the paralyzing thoughts of what to do with student loans. It is rare today when I meet a couple in which at least one person does not have student loan debt.
Good Debt, Bad Debt
Posted by Matthew S. Ellis, CFP®, CIMA®, AIF® on Thu, 08/23/2018 - 13:47
Nothing is more exciting than showing an investor when they will become a millionaire. Faces light up when they see the student loans disappear into the horizon or when dreams of a lake house take shape. This sounds great, but it can feel impossible when everyone from everywhere is always talking about debt and trying to get rid of it.
Eighth Wonder of the World
Posted by Matthew S. Ellis, CFP®, CIMA®, AIF® on Mon, 08/06/2018 - 14:27
Albert Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it… he who doesn’t… pays it.” Delaying the start of your financial plan can cost you dearly.
How To Save $100,000 In Less Than 3 Years
Posted by Matthew S. Ellis, CFP®, CIMA®, AIF® on Wed, 07/18/2018 - 10:24
It’s hard to think about life beyond just a few years out. Maybe it feels futile to save and invest when it will only be a few hundred dollars at a time.
Is now still a good time for a Roth IRA?
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Fri, 06/29/2018 - 16:26
This question was posed to me by a friend the other week on the golf course. My immediate response was, it’s always a good time for a Roth.
How To Budget $150,000
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Fri, 06/15/2018 - 16:09
Everyone has a different salary, lives in a different part of the country and in short, is different. Building a budget is a unique process for everyone. This doesn’t mean you can’t follow some basic rules, rules that can be applied to any income level.
Posted by Matthew S. Ellis CFP®, CIMA®, AIF® on Fri, 04/13/2018 - 16:48
It’s that time of year again. Clean out the gardens and think, what do I want to pick from the garden in August?